SME/ Business Loan

Fees & Charges

• Processing Fee: 0% of the approved loan amount.
• Loan application fee: BDT 200 + VAT.
• CIB report charge: BDT 300 + VAT, for single CIB search.
• Penal Charge: Interest rate + 2%.
• Early Settlement Fee: Up to BDT 10 lac - 2% + VAT.
• Up to BDT 75 lac - 1% + VAT.% on partial amount.

Features

• Loan amount from BDT 10 lac to BDT 50 lac.
• Your business must have a valid trade license and has been operating for at least 3 or more years.
• You should have ownership of land, property or building.
• No processing fee You do not have to pay any processing fees to avail this loan.
• Loan tenure 12 to 60 months.
• Competitive interest rate.
• No processing fee on takeover amount.

Eligibility

• Your business must have a valid trade license and has been operating for at least 3 or more years.
• It should generate sufficient cash flow and profit to ensure timely repayment of loan. You should have ownership of land, property or building.
• Loan amount ranges from BDT 4 lac to BDT 50 lac We offer a wide loan range so that you can avail the desired amount to fulfill all your business requirements.
• No mortgage required the loan facility is completely unsecured in nature which essentially means you do not need to pledge any personal or business assets to secure the loan.
• Single installment loans If your business revenue (sales) has seasonal variation, we can customize repayment schedule matching your cash flow.

Fees & Charges

• Processing Fee: 1% of the approved loan amount.
• Processing Fee: 0% of the approved loan amount.
• Loan application fee: BDT 200 + VAT.
• CIB report charge: BDT 300 + VAT, for single CIB search.

Features

• Loan amount from BDT 10 lac to BDT 25 Lac. (For Secures Loan Max 1 Crore)
• BDT 3,00,000 to 25,00,000 for Unsecured loans.
• BDT 10,00,000 to 100,00,000 for Secured loans.
• Loan tenure 12 to 48 months.
• No hidden charges.

Eligibility

• Legal form of business.
• Proprietorship concerns.
• Partnership Firms.
• Private Limited.
• Business Experience minimum 3 years.
• Age of the owner: 23 to 65 years.

Fees & Charges

• Processing Fee: 1% of the approved loan amount.
• Processing Fee: 0% of the approved loan amount.
• Loan application fee: BDT 200 + VAT.
• CIB report charge: BDT 300 + VAT, for single CIB search.

Features

• Loan amount from BDT 10 lac to BDT 50 lac.
• Loan tenure 12 to 60 months.
• No hidden charges.
• Competitive interest rate.
• No processing fee on takeover amount.

Eligibility

• Minimum Monthly Income: BDT 50,000.
• Your business must have a valid trade license and has been operating for at least 3 or more years.

Fees & Charges

• Loan Processing Fee: 0.50% or Tk. 15,000whichever is lower for up to Tk. 50.00 Lac Loan.
• Stamp Charge: At Actual.
• Early Settlement Fee: Free for Cottage, Micro, and Small industries; 0.50% for other industries.
• Valuation Fee: Per property at actual, Tk. 4,000 - 10,000/

Features

• Loan amount from BDT 10 lac to BDT 1 Crore.
• Loan tenure 12 to 48 months.
• No hidden charges.
• Competitive interest rate.
• No processing fee on takeover amount.
• Flexible security propositions.
• Fast processing of the application.

Eligibility

• Minimum Monthly Income: BDT 50,000.
• Your business must have a valid trade license and has been operating for at least 2 or more years.

Fees & Charges

• Processing Fee: 1% of the approved loan amount.
• Processing Fee: 0% of the approved loan amount.
• Loan application fee: BDT 200 + VAT.

Features

• Loan amount from BDT 10 lac to BDT 5 Crore.
• Loan tenure 12 to 48 months.
• No hidden charges.
• Competitive interest rate.
• No processing fee on takeover amount.
• Flexible security propositions.
• Fast processing of the application.

Eligibility

• To get our SME loan, your business has to have 2 years of operational experience based on trade license.
• Your age must be within 20-60 years old and you need to have 2 years of experience in your business sector.
• Interest rates of SME Loans will depend on the type of your business, location of business, operational experience of business etc.
• If you have an existing business, running for more than 2 years.

Fees & Charges

• Processing Fee: 1% of the approved loan amount.
• Processing Fee: 0% of the approved loan amount.
• Loan application fee: BDT 200 + VAT.

Features

• Loan amount from BDT 10 lac to BDT 1 Crore (Term Loan)
• Loan tenure 12 to 48 months.
• No hidden charges.
• Competitive interest rate.
• No processing fee on takeover amount.
• Business entity: Proprietorship, Partnership & Private Limited Company.

Eligibility

• Business entity: Proprietorship, Partnership & Private Limited Company.
• At least last 3 years continued business experience.
• Owner’s/Key Applicant’s Age should be in between 21 years to 65 years.

Fees & Charges

• Processing Fee: 1% of the approved loan amount.
• Processing Fee: 0% of the approved loan amount.
• Loan application fee: BDT 200 + VAT.

Features

• Loan amount from BDT 10 lac to BDT 1 Crore.
• Purpose: Working capital finance, Business expansion, Fixed asset acquisition, Other legitimate business purpose.
• Loan tenure 12 to 60 months.
• No hidden charges.
• No processing fee on takeover amount.
• Business entity: Proprietorship, Partnership & Private Limited Company.

Eligibility

• Age: Minimum 21 years (during application)- Maximum 70 years (during expiry).
• Any entrepreneur having the experience of successfully managing the business for at least two years may apply for the loan.
• Financing Mode: Term Loan (EMI and Bullet Payment Based)

Fees & Charges

• Processing Fee: 1% of the approved loan amount.
• Processing Fee: 0% of the approved loan amount.
• Loan application fee: BDT 200 + VAT.

Features

• Loan amount from BDT 10 lac to BDT 50 Lac.
• Loan tenure 12 to 60 months.
• No processing fee on takeover amount.
• Flexible security propositions.
• Business entity: Proprietorship, Partnership & Private Limited Company.
• Minimum 01 years of business experience.
• Up to BDT 5.00 lac is collateral free.

Eligibility

• Business experience: Minimum 2 years’ experience in the same line of business.
• Age: Minimum 21 years & maximum 60 years.

Fees & Charges

• Processing Fee: 2% of the approved loan amount.
• Processing Fee: 0% of the approved loan amount.
• Loan application fee: BDT 200 + VAT.

Features

• Loan Amount: Loan amount up to BDT 2.50 million.
• Loan Term: Up to 36 months & 48 months for above BDT 1.5 million.
• Payment Mode: Equal monthly installment in case of Term Finance.
• Security: No collateral is required.
• Grace Period: 3 months for manufacturing concern.
• Completely unsecured loan, no cash securities or any other collateral required.

Eligibility

• Business experience: Minimum 2 years’ experience in the same line of business.
• Age: Minimum 21 years & maximum 60 years.