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Light City, London
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+00 (123) 456 78 90

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SME/ Business Loan

It refers to a sum lent to SMEs (the borrower) by the other party (banks & FIs) for a period fixed upon mutual agreement with a commitment to repay the same with interest/profit under a pre-agreed time schedule for the purpose of conducting business including working capital financing, expanding existing business and acquiring fixed asset(s).It can either be a continuous or term loan in nature.

Loan amount from BDT 10 lac to BDT 50 lac.

BRAC Bank Ltd.

Interest Rate Range

9.00% Floating

Processing Fee

0 %

Loan Amount

BDT 50 Lac Max

Loan Tenure

1-3 Years

Your business must have a valid trade license and has been operating for at least 3 or more years.

Fees & Charges

  • Processing Fee: 0% of the approved loan amount.
  • Loan application fee: BDT 200 + VAT.
  • CIB report charge: BDT 300 + VAT, for single CIB search.
  • Penal Charge: Interest rate + 2%.
  • Early Settlement Fee: Up to BDT 10 lac - 2% + VAT.
  • Up to BDT 75 lac - 1% + VAT.% on partial amount.

Features

  • Loan amount from BDT 10 lac to BDT 50 lac.
  • Your business must have a valid trade license and has been operating for at least 3 or more years.
  • You should have ownership of land, property or building.
  • No processing fee You do not have to pay any processing fees to avail this loan.
  • Loan tenure 12 to 60 months.
  • Competitive interest rate.
  • No processing fee on takeover amount.

Eligibility

  • Your business must have a valid trade license and has been operating for at least 3 or more years.
  • It should generate sufficient cash flow and profit to ensure timely repayment of loan. You should have ownership of land, property or building.
  • Loan amount ranges from BDT 4 lac to BDT 50 lac We offer a wide loan range so that you can avail the desired amount to fulfill all your business requirements.
  • No mortgage required the loan facility is completely unsecured in nature which essentially means you do not need to pledge any personal or business assets to secure the loan.
  • Single installment loans If your business revenue (sales) has seasonal variation, we can customize repayment schedule matching your cash flow.

Loan amount from BDT 10 lac to BDT 25 Lac. (For Secures Loan Max 1 Crore)

City Bank Ltd.

Interest Rate Range

9.00% Fixed

Processing Fee

0 %

Loan Amount

BDT 3- 25 Lac Max

Loan Tenure

1-5 Years

Secured Loan is offered against the registered mortgage of property (land, building and flat)

Fees & Charges

  • Processing Fee: 1% of the approved loan amount.
  • Processing Fee: 0% of the approved loan amount.
  • Loan application fee: BDT 200 + VAT.
  • CIB report charge: BDT 300 + VAT, for single CIB search.

Features

  • Loan amount from BDT 10 lac to BDT 25 Lac. (For Secures Loan Max 1 Crore)
  • BDT 3,00,000 to 25,00,000 for Unsecured loans.
  • BDT 10,00,000 to 100,00,000 for Secured loans.
  • Loan tenure 12 to 48 months.
  • No hidden charges.

Eligibility

  • Legal form of business.
  • Proprietorship concerns.
  • Partnership Firms.
  • Private Limited.
  • Business Experience minimum 3 years.
  • Age of the owner: 23 to 65 years.

Loan amount from BDT 10 lac to BDT 50 lac.

Eastern Bank (EBL)

Interest Rate Range

9.50% Floating

Processing Fee

1 %

Loan Amount

BDT 50 Lac Max

Loan Tenure

1-3 Years.

Your business must have a valid trade license and has been operating for at least 3 or more years.

Fees & Charges

  • Processing Fee: 1% of the approved loan amount.
  • Processing Fee: 0% of the approved loan amount.
  • Loan application fee: BDT 200 + VAT.
  • CIB report charge: BDT 300 + VAT, for single CIB search.

Features

  • Loan amount from BDT 10 lac to BDT 50 lac.
  • Loan tenure 12 to 60 months.
  • No hidden charges.
  • Competitive interest rate.
  • No processing fee on takeover amount.

Eligibility

  • Minimum Monthly Income: BDT 50,000.
  • Your business must have a valid trade license and has been operating for at least 3 or more years.

Loan amount from BDT 10 lac to BDT 1 Crore

Standard Chartered Bank (SCB)

Interest Rate Range

9.00% Floating.

Processing Fee

0.5 %

Loan Amount

BDT 1 Crore Max.

Loan Tenure

1-4 Years.

Your business must have a valid trade license and has been operating for at least 2 or more years.

Fees & Charges

  • Loan Processing Fee: 0.50% or Tk. 15,000whichever is lower for up to Tk. 50.00 Lac Loan.
  • Stamp Charge: At Actual.
  • Early Settlement Fee: Free for Cottage, Micro, and Small industries; 0.50% for other industries.
  • Valuation Fee: Per property at actual, Tk. 4,000 - 10,000/

Features

  • Loan amount from BDT 10 lac to BDT 1 Crore.
  • Loan tenure 12 to 48 months.
  • No hidden charges.
  • Competitive interest rate.
  • No processing fee on takeover amount.
  • Flexible security propositions.
  • Fast processing of the application.

Eligibility

  • Minimum Monthly Income: BDT 50,000.
  • Your business must have a valid trade license and has been operating for at least 2 or more years.

Loan amount from BDT 10 lac to BDT 5 Crore.

IDLC Finance.

Interest Rate Range

10.00%-11.00% Floating.

Processing Fee

1 %

Loan Amount

BDT 5 Crore Max.

Loan Tenure

1-5 Years.

Boost the growth of your business by availing IDLC SME Term Loan.

Fees & Charges

  • Processing Fee: 1% of the approved loan amount.
  • Processing Fee: 0% of the approved loan amount.
  • Loan application fee: BDT 200 + VAT.

Features

  • Loan amount from BDT 10 lac to BDT 5 Crore.
  • Loan tenure 12 to 48 months.
  • No hidden charges.
  • Competitive interest rate.
  • No processing fee on takeover amount.
  • Flexible security propositions.
  • Fast processing of the application.

Eligibility

  • To get our SME loan, your business has to have 2 years of operational experience based on trade license.
  • Your age must be within 20-60 years old and you need to have 2 years of experience in your business sector.
  • Interest rates of SME Loans will depend on the type of your business, location of business, operational experience of business etc.
  • If you have an existing business, running for more than 2 years.

Loan amount from BDT 10 lac to BDT 1 Crore (Term Loan)

United Commercial Bank (UCBL)

Interest Rate Range

9.00% Floating.

Processing Fee

1 %

Loan Amount

BDT 1 Crore Max.

Loan Tenure

1-4 Years.

Business entity: Proprietorship, Partnership & Private Limited Company.

Fees & Charges

  • Processing Fee: 1% of the approved loan amount.
  • Processing Fee: 0% of the approved loan amount.
  • Loan application fee: BDT 200 + VAT.

Features

  • Loan amount from BDT 10 lac to BDT 1 Crore (Term Loan)
  • Loan tenure 12 to 48 months.
  • No hidden charges.
  • Competitive interest rate.
  • No processing fee on takeover amount.
  • Business entity: Proprietorship, Partnership & Private Limited Company.

Eligibility

  • Business entity: Proprietorship, Partnership & Private Limited Company.
  • At least last 3 years continued business experience.
  • Owner’s/Key Applicant’s Age should be in between 21 years to 65 years.

Loan amount from BDT 10 lac to BDT 1 Crore.

Prime Bank Ltd.

Interest Rate Range

9% Floating

Processing Fee

1 %

Loan Amount

BDT 10 lac -1 Crore Max.

Loan Tenure

1-5 Years.

Prime Shahaj provides you an easy to access loan facility to successfully grow your small & medium enterprise business.

Fees & Charges

  • Processing Fee: 1% of the approved loan amount.
  • Processing Fee: 0% of the approved loan amount.
  • Loan application fee: BDT 200 + VAT.

Features

  • Loan amount from BDT 10 lac to BDT 1 Crore.
  • Purpose: Working capital finance, Business expansion, Fixed asset acquisition, Other legitimate business purpose.
  • Loan tenure 12 to 60 months.
  • No hidden charges.
  • No processing fee on takeover amount.
  • Business entity: Proprietorship, Partnership & Private Limited Company.

Eligibility

  • Age: Minimum 21 years (during application)- Maximum 70 years (during expiry).
  • Any entrepreneur having the experience of successfully managing the business for at least two years may apply for the loan.
  • Financing Mode: Term Loan (EMI and Bullet Payment Based)

Loan amount from BDT 10 lac to BDT 50 Lac.

Mutual Trust Bank (MTBL)

Interest Rate Range

9.00% Floating

Processing Fee

1 %

Loan Amount

BDT 50 Lac Max

Loan Tenure

1-5 Years

Business entity: Proprietorship, Partnership & Private Limited Company.

Fees & Charges

  • Processing Fee: 1% of the approved loan amount.
  • Processing Fee: 0% of the approved loan amount.
  • Loan application fee: BDT 200 + VAT.

Features

  • Loan amount from BDT 10 lac to BDT 50 Lac.
  • Loan tenure 12 to 60 months.
  • No processing fee on takeover amount.
  • Flexible security propositions.
  • Business entity: Proprietorship, Partnership & Private Limited Company.
  • Minimum 01 years of business experience.
  • Up to BDT 5.00 lac is collateral free.

Eligibility

  • Business experience: Minimum 2 years’ experience in the same line of business.
  • Age: Minimum 21 years & maximum 60 years.

Loan Amount: Loan amount up to BDT 2.50 million.

Lanka Bangla Finance

Interest Rate Range

10.00% Floating

Processing Fee

2 %

Loan Amount

BDT 2 Crore Max

Loan Tenure

1-5 Years

Grace Period: 3 months for manufacturing concern.

Fees & Charges

  • Processing Fee: 2% of the approved loan amount.
  • Processing Fee: 0% of the approved loan amount.
  • Loan application fee: BDT 200 + VAT.

Features

  • Loan Amount: Loan amount up to BDT 2.50 million.
  • Loan Term: Up to 36 months & 48 months for above BDT 1.5 million.
  • Payment Mode: Equal monthly installment in case of Term Finance.
  • Security: No collateral is required.
  • Grace Period: 3 months for manufacturing concern.
  • Completely unsecured loan, no cash securities or any other collateral required.

Eligibility

  • Business experience: Minimum 2 years’ experience in the same line of business.
  • Age: Minimum 21 years & maximum 60 years.

Disclaimer: At Loanbazaarbd.com, we strive to keep our information accurate and up to date. This information may be different than what you see  when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.