Loanbazar Lorem ipsum dolor sit amet consectetur adipisicing elit. Veniam, quaerat.

Contact Info

Moonshine St. 14/05
Light City, London
info@email.com
+00 (123) 456 78 90

Follow Us

Master Card

A MasterCard card is any electronic payment card that uses the MasterCard network for processing transaction communications branded with a MasterCard logo. They can be credit, debit or prepaid cards. Like Visa, they make partnerships with different cards. MasterCard is accepted in 210 countries.

Payment at Deposit Machines through Cash, Cheque or Account Transfer.

SCB Master Titanium Credit Card

Interest Free Period

45 Days

Annual Fee

5,000 BDT

Card Cheque Processing

1%2%

Free Supplementary Card

2 Cards

Withdrawal Limit

90%

Credit Card Life Insurance Coverage.

Fees & Charges

  • Maintenance Charge: 2,500 BDT.
  • Late Payment Fees: 450 BDT.
  • Regular Annual Fee: 1,500 BDT.
  • Cheque Processing Fee: 2 %
  • ATM Fee: 2.5%
  • Annual Fee Waived Rewards: 5000 Points.
  • Late payment fee (if minimum due is not paid within due date): BDT 450
  • Over limit fee: BDT 1,000

Features

  • Card Cheque.
  • Signature Lounge Access.
  • Priority Pass.
  • Instant Cash Advance.
  • Supplementary Card.
  • Credit Card Life Insurance Coverage.
  • Payment through ATMs.

Eligibility

  • Applicant must be a Bangladeshi Resident.
  • Age: Minimum 19 years old.
  • Minimum Monthly Income: 35,000 BDT.
  • Current Job Experience: 6 Months.
  • Total Job Experience: 1 Year.
  • Age Requirement: 21-65 Years.

Annual fee waived at @18 transaction.

EBL Master Gold Credit Card

Interest Free Period

45 Days

Annual Fee

2,500 BDT

Card Cheque Processing

2%

Free Supplementary Card

2 Cards

Withdrawal Limit

90%

Free bill payment with Sky banking mobile app.

Fees & Charges

  • Maintenance Charge: 2,500 BDT.
  • Late Payment Fees: 450 BDT.
  • Regular Annual Fee: 2,500 BDT.
  • Cheque Processing Fee: 2%
  • ATM Fee: 2.5%
  • Annual Fee Waived Rewards: 5000 Points.

Features

  • Easy payment options.
  • Cash facilities from any ATM booth.
  • Limit Lost Card Liability.
  • Wide range of merchant’s outlets.
  • Easy pay process.
  • Free bill payment with Sky banking mobile app.

Eligibility

  • Applicant must be a Bangladeshi Resident.
  • Age: Minimum 19 years old.
  • Minimum Monthly Income: 30,000 BDT.
  • Current Job Experience: 6 Months.
  • Total Job Experience: 1 Year.

Annual fee waived at 18 transaction.

EBL Master Platinum Credit Card

Interest Free Period

45 Days

Annual Fee

5,000 BDT

Card Cheque Processing

2%

Free Supplementary Card

2 Cards

Withdrawal Limit

90%

Cash facilities from any ATM booth.

Fees & Charges

  • Late Payment Fees: 450 BDT.
  • Regular Annual Fee: 1,500 BDT.
  • Cheque Processing Fee: 2%
  • ATM Fee: 2.5%

Features

  • Free bill payment with Sky banking mobile app.
  • Wide range of merchants outlets.
  • Annual fee waived at 18 transaction.
  • Life Insurance facilities available.
  • Priority Pass available.
  • Easy pay process.

Eligibility

  • Minimum Monthly Income: 40,000 BDT.
  • Current Job Experience: 6 Months.
  • Total Job Experience: 1 Year.
  • Age Requirement: 21-65 Years.

Annual Fee Waived Transaction. @ 18.

Southeast Bank Master Gold Credit Card

Interest Free Period

50 Days

Annual Fee

1,500 BDT

Card Cheque Processing

1%

Free Supplementary Card

2 Cards

Withdrawal Limit

90%

No Over Limit Fee.

Fees & Charges

  • Interest Per Day: 0.55 BDT
  • Late Payment Fees: 200 BDT or 10 USD. (350 BDT For Platinum)
  • Own Bank ATM Fee: 100 BDT or 2%
  • Another Bank ATM Fee: 100 BDT or 2%
  • International ATM Fee: 3 USD or 2%

Features

  • No Over Limit Fee.
  • Annual Fee Waived Transaction. @ 18.
  • Balance Transfer Availability.
  • Convenient Payment Option.
  • Enjoy 50 Days Interest-Free Period.
  • Annual Fee Waived Rewards 7560 Points.

Eligibility

  • Applicant must be a Bangladeshi Resident.
  • Minimum Monthly Income: 30,000 BDT
  • Current Job Experience: 6 Months.
  • Total Job Experience: 1 Year.
  • Age Requirement: 21-65 Years.

Amazing discounts at numerous hotels and resorts.

BRAC Bank Master Platinum Credit Card

Interest Free Period

50 Days

Annual Fee

5,000 BDT

Card Cheque Processing

1%

Free Supplementary Card

1 Cards

Withdrawal Limit

90%

Double insurance benefit under credit shield program: Outstanding waiver, Nominee receives the same amount as outstanding.

Fees & Charges

  • Annual Fee-Primary Card: (Classic TK. 1,500) (Gold TK. 3,000) (Platinum TK. 5,000) (Signature TK. 10,000)
  • No. of Free Supplementary Card(s): 1
  • Annual Interest Rate: 20%
  • CIB Fee: TK. 100
  • Late Payment Charges (if minimum due is not paid within due date): TK. 600
  • Over Limit Charges: TK. 1,000
  • Card Cheque Processing Fee: 3% of transaction amount or Tk. 200 whichever is higher.
  • Balance Transfer Processing Fee: 3% or TK. 200 whichever is higher.

Features

  • Buy 1 Get 1 Free Buffet at the Finest Restaurants round the year.
  • 1 Reward Points for every Tk. 50 spent.
  • Exclusive yearlong discounts at the top restaurants.
  • Discount at the leading lifestyle stores throughout the year.
  • Amazing discounts at numerous hotels and resorts.
  • Double insurance benefit under credit shield program: Outstanding waiver, Nominee receives the same amount as outstanding.
  • Pay Flex - 0% interest installment purchase program at more than 200 merchants.

Eligibility

  • Minimum Monthly Income: 35,000 BDT.
  • Current Job Experience: 6 Months.
  • Total Job Experience: 1 Year.
  • Applicant must be a Bangladeshi Resident.
  • Age Requirement: 21-65 Years.

Amazing discounts at numerous hotels and resorts.

BRAC Bank Master Gold Credit Card

Interest Free Period

50 Days

Annual Fee

3,000 BDT

Card Cheque Processing

1%

Free Supplementary Card

1 Cards

Withdrawal Limit

90%

Buy 1 Get 1 Free Buffet at the Finest Restaurants round the year.

Fees & Charges

  • No. of Free Supplementary Card(s): 1
  • Annual Interest Rate: 20%
  • Late Payment Charges (if minimum due is not paid within due date): TK. 600
  • Over Limit Charges: TK. 1,000
  • Card Replacement Fee: 700 BDT.
  • Card Cheque Processing Fee: 3% of transaction amount or Tk. 200 whichever is higher.

Features

  • 1 Reward Points for every Tk. 50 spent.
  • Pay Flex - 0% interest installment purchase program at more than 200 merchants.
  • Amazing discounts at numerous hotels and resorts.
  • Discount at the leading lifestyle stores throughout the year.
  • Exclusive yearlong discounts at the top restaurants.

Eligibility

  • Minimum Monthly Income: 35,000 BDT.
  • Age Requirement: 21-65 Years.
  • Current Job Experience: 6 Months.
  • Total Job Experience: 1 Year.

Worldwide 100% Cash Withdrawal Facility.

DBBL Master Classic Credit Card

Interest Free Period

50 Days

Annual Fee

5,00- 3,500 BDT

Card Cheque Processing

2%

Free Supplementary Card

3 Cards

Withdrawal Limit

90%

Zero Annual/Renewal Fee.

Fees & Charges

  • Credit Limit 10,000 to 50,000: 1,000,001 to 25,00,000:
  • Charge- 500.00 to 3,500.00 BDT. Supplementary Card: For Gold Card: Free
  • Replacement Fee (Card/Priority pass): BDT 500.00 + Applicable VAT.
  • PIN replacement Fee: BDT 200.00 + Applicable VAT.
  • Cash advance Fee: For local currency: ON us free, for off us BDT 100.00 or 3% (whichever is higher) For USD: 3% of the withdrawn amount.
  • Minimum Payment Due: Local: 5% or BDT 500.00 (whichever is higher) of outstanding if below limit.
  • Balance Transfer Fee: Free.
  • Damaged Card Replacement: Free.

Features

  • Lowest Interest Rate.
  • No Issuance Fee.
  • Zero Annual/Renewal Fee.
  • Zero Late Payment Fee.
  • Worldwide 100% Cash Withdrawal Facility.
  • Fund Transfer Facility.
  • Free Supplementary Cards.

Eligibility

  • Applicant must be a Bangladeshi Resident.
  • Minimum Monthly Income: 35,000 BDT.
  • Current Job Experience: 6 Months.
  • Total Job Experience: 1 Year.
  • Age Requirement: 21-65 Years.

No Issuance Fee.

DBBL MasterCard Gold International Credit Card

Interest Free Period

50 Days

Annual Fee

3,000 -6,000 BDT

Card Cheque Processing

2%

Free Supplementary Card

3 Cards

Withdrawal Limit

90%

Worldwide 100% Cash Withdrawal Facility.

Fees & Charges

  • Credit Limit 100,000 to 200,000: 1000,001 to 2,500,000:
  • Charge- 3,000.00 to 6,000.00 BDT.
  • Supplementary Card: For Gold Card: Free
  • Replacement Fee (Card/Priority pass): BDT 500.00 + Applicable VAT.
  • PIN replacement Fee: BDT 200.00 + Applicable VAT.
  • Minimum Payment Due: Local: 5% or BDT 500.00 (whichever is higher) of outstanding if below limit.
  • Multicurrency: 5% or USD 25 (whichever is higher) of outstanding if below limit.

Features

  • No Issuance Fee.
  • Zero Annual/Renewal Fee.
  • Zero Late Payment Fee.
  • Worldwide 100% Cash Withdrawal Facility.
  • Fund Transfer Facility.
  • Free Supplementary Cards.
  • Transaction Alert.

Eligibility

  • Minimum Monthly Income: 30,000 BDT.
  • Current Job Experience: 6 Months.
  • Total Job Experience: 1 Year.
  • Age Requirement: 21-65 Years.

Zero Annual/Renewal Fee.

DBBL MasterCard Titanium Credit Card

Interest Free Period

50 Days

Annual Fee

3,500- 6,000 BDT

Card Cheque Processing

2%

Free Supplementary Card

0 Cards

Withdrawal Limit

90%

Lowest Interest Rate.

Fees & Charges

  • Credit Limit 100,000 to 200,000: 1000,001 to 2,500,000
  • Charge- 3,000.00 to 6,000.00 BDT.
  • Supplementary Card: For Gold Card: Free
  • Replacement Fee (Card/Priority pass): BDT 500.00 + Applicable VAT.
  • PIN replacement Fee: BDT 200.00 + Applicable VAT.
  • Cash advance Fee: For local currency: ON us free, for off us BDT 100.00 or 3% (whichever is higher)
  • For USD: 3% of the withdrawn amount.
  • Minimum Payment Due: Local: 5% or BDT 500.00 (whichever is higher) of outstanding if below limit.

Features

  • Lowest Interest Rate.
  • No Issuance Fee.
  • Zero Annual/Renewal Fee.
  • Zero Late Payment Fee.
  • Worldwide 100% Cash Withdrawal Facility.
  • Fund Transfer Facility.
  • Free Supplementary Cards.
  • Transaction Alert.

Eligibility

  • Minimum Monthly Income: 33,000 BDT.
  • Applicant Must be a Bangladeshi Resident.
  • Current Job Experience: 6 Months.
  • Total Job Experience: 1 Year.
  • Age Requirement: 21-65 Years.

Membership Fee: FREE (1st Year)

Lanka Bangla Master Titanium Credit Card

Interest Free Period

45 Days

Annual Fee

2,500 BDT

Card Cheque Processing

2%

Free Supplementary Card

3 Cards

Withdrawal Limit

90%

Renewal Fee Waiver by Transactions: 18 NOs.

Fees & Charges

  • Spouse Card Fee: FREE
  • Supplementary Card Fee: FREE
  • Card Replacement Fee (Any type of replacement except renewal): BDT 500 + VAT
  • PIN Regeneration Fee: BDT 100 + VAT
  • Cash Advance Limit: 50% of Limit.
  • Card Cheque Book Issuance Fee: BDT 200 for 1st book & onward.
  • Late Payment Fee: BDT 300 +VAT.

Features

  • Maximum Limit BDT 10 lac.
  • Unsecured & revolving credit line.
  • Monthly billing on purchases & cash withdrawals.
  • Partial payment options.
  • Card members can pay outstanding in full to avoid any interest payments.
  • Minimum required payment per month: 5% or BDT 500 whichever is higher.
  • Interest free periods – Minimum of 15 days or Maximum 45 days.
  • Cash Withdrawal Facility – 50% of Credit Limit, No Interest Free period on Cash Advance.

Eligibility

  • Minimum Monthly Income: 30,000 BDT.
  • Current Job Experience: 6 Months.
  • Total Job Experience: 1 Year.
  • Age Requirement: 21-65 Years.

Issuing Fees (Primary Card): Free.

UCB Master Platinum Credit Card

Interest Free Period

45 Days

Annual Fee

5000 BDT

Card Cheque Processing

2%

Free Supplementary Card

2 Cards

Withdrawal Limit

90%

Unsecured Credit Limit from BDT 2,00,000 up to BDT 6,90,000.

Fees & Charges

  • Annual Fees (Primary Card): Platinum- BDT 5000
  • For Imperial customer (except Signature Credit Card)- No annual fee if customer maintains minimum balance threshold round the year.
  • Issuing Fees (Supplementary Card)- Free (1st Supplementary Lifetime Free)
  • Annual Fees (Supplementary Card)- Platinum- BDT 1500
  • Replacement Card Fee (Both Primary and Supplementary)- BDT 500
  • Late Payment Fee- Platinum- BDT 750 / $12
  • Card Cheque- 20 Leaves BDT 200 (1st 5 leaves free)
  • Cheque Processing Fee- 2% of the card cheque amount or BDT 500 (whichever is higher)

Features

  • Secured Credit Limit up to BDT 25,000,00.
  • EMV Compliant Contactless Chip Card.
  • Dual Currency Card.
  • Life Time Free 1 Supplementary Card.
  • Maximum 45 days Interest Free Period.
  • Customer can buy Products at 200+ leading Merchants and Pay in Instalments up to 12 months with 0% interest.
  • Complimentary 2-for-1 deals at most major 5 Star chain Hotel.
  • Fabulous discounts at dining, travel, shopping and entertainment.
  • Customer can draw up to 50% of his limit as cash from ATM.

Eligibility

  • Minimum Monthly Income: 30,000 BDT.
  • Current Job Experience: 6 Months.
  • Total Job Experience: 1 Year.
  • Age Requirement: 21-65 Years.

Life Time Free 1 Supplementary Card.

UCB Master Gold Credit Card

Interest Free Period

45 Days

Annual Fee

3,000 BDT

Card Cheque Processing

2%

Free Supplementary Card

1 Cards

Withdrawal Limit

90%

Unsecured Credit Limit from BDT 80,000 up to BDT 1,90,000.

Fees & Charges

  • Issuing Fees (Primary Card): Free
  • For Imperial customer (except Signature Credit Card)- No annual fee if customer maintains minimum balance threshold round the year.
  • Issuing Fees (Supplementary Card)- Free (1st Supplementary Lifetime Free)
  • Annual Fees (Supplementary Card)- Gold- BDT 1000
  • Replacement Card Fee (Both Primary and Supplementary)- BDT 500
  • Late Payment Fee- Gold- BDT 750 / $12
  • Over Limit Fees (Gold)- BDT 600 / S10
  • Card Cheque- 20 Leaves BDT 200 (1st 5 leaves free)

Features

  • EMV Compliant Contactless Chip Card.
  • Dual Currency Card.
  • Life Time Free 1 Supplementary Card.
  • Maximum 45 days Interest Free Period.
  • Customer can buy Products at 200+ leading Merchants and Pay in Instalments up to 12 months with 0% interest.
  • Fabulous discounts at dining, travel, shopping and entertainment.
  • Customer can draw up to 50% of his limit as cash from ATM.

Eligibility

  • Minimum Monthly Income: 30,000 BDT.
  • Current Job Experience: 6 Months.
  • Total Job Experience: 1 Year.
  • Age Requirement: 21-65 Years.

Disclaimer: At Loanbazaarbd.com, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.  

F.A.Q

Presentinng Banking Plan & Services

 

Credit cards are an essential financial tool that enables its holders to make purchases and have the luxury of paying back the amount later. A credit card comes with a bank-approved credit limit, and the holder must pay back the amount due on the due date, which is mutually decided by the bank and the holder.

 

Below-given are the reasons as to why owning a credit card is important:

  • It takes care of your urgent and short-term financial needs, for which you do not have immediate funds available.
  • You do not have to visit a bank again and again, submit documents, and go through an entire procedure of taking a loan, but get immediate credit as and when you use the card.
  • The perks such as discounts, cashbacks, reward points, air miles, and other benefits on spends.

 

Discount: Most of the credit card users can enjoy discount on various type of product and services. Discounts can be enjoyed while shopping, in dining facilities, buying lifestyle products and on a lot more options. Depending on the type of credit card, the discount varies.

Cashback facility: A Cashback benefit is a benefit provided by credit card companies where a percentage of the amount spent is paid back to the card holder on some certain purchases.

Online Payment: Credit card provides users the easiest solution to pay online. By owning a credit card, one can easily do online shopping and can have the privilege of paying online in order to take various services.

0% Interest on EMI: 0% Interest on EMI means no interest needs to be paid on EMI. If you have brought a product on EMI then while paying the EMI you don't have to pay any interest.

Airport Lounge Access: Some credit cards are certainly the best value option for frequent fliers who enjoy seeking refuge in an airport lounge. As most of the customers have to wait for a good amount of time before getting into the plane, so by having access to the lounge, they can enjoy various facilities of airport lounge.

 

A credit card gives you a line of credit and you can use this to make balance transfers, all kinds of purchases, and cash advances. You will have to pay back the amount by the date specified by the bank. When you use a credit card, you have to keep in mind the minimum payment to be made every month by the due date.

 

Visa Card: A Visa card is any type of payment card utilizing the Visa network and branded by Visa Inc. Cards may include credit, debit or prepaid cards. Visa does not itself issue credit or debit cards, but they are partner with card issuing financial institutions. Visa is accepted in more than 200 countries.

MasterCard: A MasterCard card is any electronic payment card that uses the MasterCard network for processing transaction communications branded with a MasterCard logo. They can be credit, debit or prepaid cards. Like Visa, they make partnerships with different cards. MasterCard is accepted in 210 countries.

Amex Card: American Express cards are issued by American Express and processed on the American Express network. Unlike Visa or MasterCard, American Express operates its own network, which means it charges vendors an additional fee to use the card. It has the lowest acceptance rates. American Express is accepted in 140 countries.

 

When you apply for credit card for the first time, there are some points to keep in mind. First of all, you should know about all the fees and hidden charges. You should go through each aspect of a credit card to make sure you have a clear idea about what you are going to apply for. To be specific, you should consider some points:

  • The type of card.
  • The interest rates.
  • The annual fee.
  • Whether the rewards are worth any value to you.
  • Card that offers you the highest overall value.
  • Be honest with your financial needs and habits.

 

Loanbazaarbd.com is a well-integrated and a reliable platform for finances services and products. Right from loans to credit cards, the website provides the best options. It gives a detailed insight into the financial service product from top banks and financial institutions, so that you can compare these, and select the ideal one.

  • Compare Credit Cards by Banks: Loanbazaarbd.com helps you know the fees, charges, interest rates, deals, rewards, discounts, and other aspects about best credit cards in Bangladesh. You can compare the offers and select a suitable one for your needs.

  • No Service Fees: The website does not ask for any service fee or charges for serving you. Any charges if applicable on the credit card are by the credit card issuer. Loanbazaarbd.com offers service free-of-charge.

  • Credit Card Online Application: You can avail any type of credit card from Loanbazaarbd.com partnered banks and financial institutions. Simply apply through the website online and get the credit card in a short time. No need to manually visit the bank for any requirement.

  • Instant Processing: Once you apply for the credit card, your application is looked into instantly without delay. So, you can expect a better turnaround at Loanbazaarbd.com, where you can apply for credit cards in no time.

  • Great Customer Service: The customer care service provides a seamless experience, wherein your needs are looked into, and so, the website is able to advice you on the best credit cards in Bangladesh, suited to your financial position, and interest.

 

Suppose, you have a credit card limit of BDT 1 lac and you spent BDT 60k. If you don't repay the full amount within the due date, bank will charge daily interest rate on due amount until you pay back the full amount with due interest amount. Hence, as you pay back BDT 50k, so due amount is BDT 40k. If daily interest rate of your credit card is BDT 0.80/ Thousand. Therefore, you will be charged BDT 32 daily as interest and this interest rate will be added on your principal due amount so next day's interest rate will be charged on BDT 50,032.

 

In Bangladesh, Credit Card holders normally have to pay interest up to BDT 0.58/ Thousand to BDT 0.99/ thousand monthly.

 

The best and the easiest way to get a credit card is to apply for it on a platform like Loanbazaarbd.com You can compare the features, benefits, fees, interest rates etc. and then choose a card that best suits your needs.

 

The minimum amount due is the minimum amount a credit cardholder needs to pay in case he/she is not able to pay the total outstanding. It is typically 5% of the total outstanding amount on the card.

 

The credit limit on your credit card is the maximum balance that you can have on your card at any time. A credit card will be declined if the cardholder tries to continuing spending money after they have already reached their credit limit and a penalty fee will usually be charged for going over the limit.