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Amex Credit Card

The American Express Company, also known as Amex, an American multinational financial services corporation headquartered in Manhattan's Three World Financial Center in New York City, United States American Express Cards. Amex is best known for its credit card, charge card, and traveler cheque businesses.

Enjoy 1-for-1 Complimentary Companion Buffet.

The City Bank American Express® Green Blue Credit Card

Interest Free Period

45 Days

Annual Fee

2,000 BDT

Card Cheque Processing

2%

Free Supplementary Card

0 Cards

Withdrawal Limit

90%

For those who want to get the most out of life, The American Express Credit Card opens doors to the best the world has to offer.

Fees & Charges

  • Supplementary Card Annual Fee2: BDT 1,000
  • Card Replacement Fee: BDT 500
  • Captured Card Replacement Fee: BDT 250
  • Late Payment Charge: BDT 600 or USD 10
  • Cash Advance Fee (Local): BDT 150 or 2.5%
  • Cash Advance Fee (International): USD 4 or 2.5%
  • Over Limit Charge: BDT 1000 or USD 20.
  • Balance Transfer Fee: 1%
  • Minimum Due for Monthly Repayment: BDT 500 or USD 50 or 3% whichever is higher.
  • Cheque Book Issuance Fee: First Cheque Book (10 leaves) Free.

Features

  • US-Bangla: Enjoy 10% savings on the base fare of both Business and Economy Class tickets for Domestic routes in US-Bangla Airlines.
  • Biman: Enjoy up to 20% amazing savings from all the nominated sales outlets of Biman Bangladesh Airlines
  • Enjoy 10% savings on all base fares for both international and domestic routes when you purchase air tickets.
  • Earn 1 point for every BDT 50 or USD 1 POS and online spends.
  • Double Benefit Insurance Facility (DBI)
  • 0% interest FlexiBuy program.
  • Balance Transfer.
  • Equal Monthly Instalment.
  • American Express Service Center.
  • E-Statements.
  • Card Replacement.

Eligibility

  • Minimum Monthly Income: 35,000 BDT.
  • Current Job Experience: 6 Months.
  • Total Job Experience: 2 Year.
  • Age Requirement: 21-65 Years.

City Bank American Express Gold Credit Cardmembers can avail a Priority Pass.

The City Bank American Express® Gold Credit Card

Interest Free Period

45 Days

Annual Fee

5,000 BDT

Card Cheque Processing

2%

Free Supplementary Card

0 Cards

Withdrawal Limit

90%

Enjoy up to 20% amazing savings from all the nominated sales outlets of Biman Bangladesh Airlines, when you book with your City Bank American Express® Cards.

Fees & Charges

  • Supplementary Card Annual Fee2: BDT 2,500
  • Card Replacement Fee: BDT 750
  • Captured Card Replacement Fee: BDT 300
  • Late Payment Charge: BDT 850 or USD 15
  • Cash Advance Fee (Local): BDT 150 or 2.5%
  • Cash Advance Fee (International): USD 4 or 2.5%
  • Over Limit Charge: BDT 1500 or USD 25
  • Minimum Due for Monthly Repayment: BDT 500 or USD 50 or 3% whichever is higher.
  • Cheque Book Issuance Fee: First Cheque Book (10 leaves) Free.
  • Card Cheque Processing Fee: BDT 200 or 2%

Features

  • Complimentary access* to our world-class City Bank American Express lounge at Dhaka's Hazrat Shahjalal International Airport.
  • City Bank American Express Gold Credit Cardmembers can avail a Priority Pass to access to over 1300 Priority Pass airport lounges in more than 400 cities and 120 countries.
  • Enjoy 10% savings on the base fare of both Business and Economy Class tickets for Domestic routes in US-Bangla Airlines.
  • Earn 1 Membership Reward Points for every BDT 50 spent at any POS or E-commerce Terminals with your AMEX Gold Credit Card.
  • The Critical Care Insurance program allows Cardmembers to receive benefit of treatment of 18 different critical diseases.
  • 0% interest FlexiBuy program.

Eligibility

  • Minimum Monthly Income: 30,000 BDT.
  • Current Job Experience: 6 Months.
  • Total Job Experience: 2 Year.
  • Age Requirement: 21-65 Years.

Complimentary Companion Priority Pass Lounge Visits.

The City Bank American Express® Platinum Credit Card

Interest Free Period

45 Days

Annual Fee

25,000 BDT

Card Cheque Processing

2%

Free Supplementary Card

0 Cards

Withdrawal Limit

90%

Enjoy BDT 15,000 savings on Executive Health Checkup packages at Square Hospitals Ltd.

Fees & Charges

  • Supplementary Card Annual Fee2: BDT 12,500.
  • Card Replacement Fee: BDT 1,000
  • Captured Card Replacement Fee: BDT 350
  • Late Payment Charge: BDT 1000 or USD 20
  • Cash Advance Fee (Local): BDT 150 or 2.5%
  • Cash Advance Fee (International): USD 4 or 2.5%
  • Over Limit Charge: BDT 1500 or USD 25
  • Balance Transfer Fee: 1%
  • Minimum Due for Monthly Repayment: BBDT 500 or USD 50 or 3% whichever is higher.
  • Cheque Book Issuance Fee: First Cheque Book (10 leaves) Free.
  • Card Cheque Processing Fee: BDT 200 or 2%

Features

  • Enjoy 25,000 bonus membership rewards points.
  • Enjoy BDT 15,000 savings on Executive Health Checkup packages at Square Hospitals Ltd.
  • Complimentary Companion Priority Pass Lounge Visits.
  • Enjoy BDT 15,000 savings on Saimon Overseas Ltd.
  • City Bank American Express Platinum Credit Card gives you complimentary access to over 1300 Priority Pass airport lounges in more than 400 cities and 120 countries.
  • Enjoy unlimited complimentary access* to our world-class City Bank American Express Platinum lounge at Dhaka's Hazrat Shahjalal International Airport.
  • Enjoy up to 20% amazing savings from all the nominated sales outlets of Biman Bangladesh Airlines.
  • The Critical Care Insurance program allows Cardmembers to receive benefit of treatment of 18 different critical diseases.
  • Enjoy 1-for-1 complimentary companion buffet at Seasonal Tastes of The Westin Dhaka.
  • Complimentary Airport Meet & Greet Service at Hazrat Shahjalal International Airport, Dhaka.

Eligibility

  • Minimum Monthly Income: 35,000 BDT.
  • Current Job Experience: 6 Months.
  • Total Job Experience: 2 Years.
  • Age Requirement: 21-65 Years.

Double Benefit Insurance Facility (DBI)

The City Islamic Blue American Express® Card

Interest Free Period

45 Days

Annual Fee

2,000 BDT

Card Cheque Processing

2%

Free Supplementary Card

0 Cards

Withdrawal Limit

90%

Enjoy up to 20% amazing savings from all the nominated sales outlets of Biman Bangladesh Airlines.

Fees & Charges

  • Annual Fee: BDT 2,000
  • Supplementary Card Annual Fee2: BDT 1,000
  • Card Replacement Fee: BDT 500
  • Captured Card Replacement Fee: BDT 250
  • Late Payment Charge: BDT 600 or USD 10
  • Cash Advance Fee (Local): BDT 150 or 2.5%
  • Cash Advance Fee (International): USD 4 or 2.5%
  • Over Limit Charge: BDT 1000 or USD 20.
  • Minimum Due for Monthly Repayment: BDT 500 or USD 50 or 3% whichever is higher.
  • Cheque Book Issuance Fee: First Cheque Book (10 leaves) Free.

Features

  • US-Bangla: Enjoy 10% savings on the base fare of both Business and Economy Class tickets for Domestic routes in US-Bangla Airlines.
  • NOVOAIR: Enjoy 10% savings on all base fares for both international and domestic routes when you purchase air tickets from www.flynovoair.com.
  • Enjoy 1-for-1 Complimentary Companion Buffet.
  • Enjoy up to 20% amazing savings from all the nominated sales outlets of Biman Bangladesh Airlines.
  • Enjoy 10% savings on all base fares for both international and domestic routes when you purchase air tickets.
  • Earn 1 point for every BDT 50 or USD 1 POS and online spends.

Eligibility

  • Minimum Monthly Income: 30,000 BDT.
  • Current Job Experience: 6 Months.
  • Total Job Experience: 1 Year.
  • Age Requirement: 21-65 Years.

Enjoy 10% savings on the base fare of both Business and Economy Class.

The City Islamic Gold American Express® Card

Interest Free Period

45 Days

Annual Fee

5,000 BDT

Card Cheque Processing

2%

Free Supplementary Card

0 Cards

Withdrawal Limit

90%

Enjoy up to 20% amazing savings from all the nominated sales outlets of Biman Bangladesh Airlines, when you book with your City Bank American Express® Cards.

Fees & Charges

  • Supplementary Card Annual Fee2: BDT 2,500
  • Card Replacement Fee: BDT 750
  • Captured Card Replacement Fee: BDT 300
  • Cash Advance Fee (Local): BDT 150 or 2.5%
  • Cash Advance Fee (International): USD 4 or 2.5%
  • Card Cheque Processing Fee: BDT 200 or 2%
  • Cheque Book Issuance Fee: First Cheque Book (10 leaves) Free.

Features

  • Enjoy 10% savings on the base fare of both Business and Economy Class tickets for Domestic routes in US-Bangla Airlines.
  • Enjoy 1-for-1 Complimentary Companion Buffet.
  • Earn 1 Membership Reward Points for every BDT 50 spent at any POS or E-commerce Terminals with your AMEX Gold Credit Card.
  • The Critical Care Insurance program allows Cardmembers to receive benefit of treatment of 18 different critical diseases.
  • 0% interest FlexiBuy program.
  • Balance Transfer.
  • Equal Monthly Instalment.
  • EasyPay.

Eligibility

  • Minimum Monthly Income: 40,000 BDT.
  • Current Job Experience: 6 Months.
  • Total Job Experience: 2 Year.
  • Age Requirement: 21-65 Years.

Disclaimer: At Loanbazaarbd.com, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

F.A.Q

Presentinng Banking Plan & Services

 

Credit cards are an essential financial tool that enables its holders to make purchases and have the luxury of paying back the amount later. A credit card comes with a bank-approved credit limit, and the holder must pay back the amount due on the due date, which is mutually decided by the bank and the holder.

 

Below-given are the reasons as to why owning a credit card is important:

  • It takes care of your urgent and short-term financial needs, for which you do not have immediate funds available.
  • You do not have to visit a bank again and again, submit documents, and go through an entire procedure of taking a loan, but get immediate credit as and when you use the card.
  • The perks such as discounts, cashbacks, reward points, air miles, and other benefits on spends.

 

Discount: Most of the credit card users can enjoy discount on various type of product and services. Discounts can be enjoyed while shopping, in dining facilities, buying lifestyle products and on a lot more options. Depending on the type of credit card, the discount varies.

Cashback facility: A Cashback benefit is a benefit provided by credit card companies where a percentage of the amount spent is paid back to the card holder on some certain purchases.

Online Payment: Credit card provides users the easiest solution to pay online. By owning a credit card, one can easily do online shopping and can have the privilege of paying online in order to take various services.

0% Interest on EMI: 0% Interest on EMI means no interest needs to be paid on EMI. If you have brought a product on EMI then while paying the EMI you don't have to pay any interest.

Airport Lounge Access: Some credit cards are certainly the best value option for frequent fliers who enjoy seeking refuge in an airport lounge. As most of the customers have to wait for a good amount of time before getting into the plane, so by having access to the lounge, they can enjoy various facilities of airport lounge.

 

A credit card gives you a line of credit and you can use this to make balance transfers, all kinds of purchases, and cash advances. You will have to pay back the amount by the date specified by the bank. When you use a credit card, you have to keep in mind the minimum payment to be made every month by the due date.

 

Visa Card: A Visa card is any type of payment card utilizing the Visa network and branded by Visa Inc. Cards may include credit, debit or prepaid cards. Visa does not itself issue credit or debit cards, but they are partner with card issuing financial institutions. Visa is accepted in more than 200 countries.

MasterCard: A MasterCard card is any electronic payment card that uses the MasterCard network for processing transaction communications branded with a MasterCard logo. They can be credit, debit or prepaid cards. Like Visa, they make partnerships with different cards. MasterCard is accepted in 210 countries.

Amex Card: American Express cards are issued by American Express and processed on the American Express network. Unlike Visa or MasterCard, American Express operates its own network, which means it charges vendors an additional fee to use the card. It has the lowest acceptance rates. American Express is accepted in 140 countries.

 

When you apply for credit card for the first time, there are some points to keep in mind. First of all, you should know about all the fees and hidden charges. You should go through each aspect of a credit card to make sure you have a clear idea about what you are going to apply for. To be specific, you should consider some points:

  • The type of card.
  • The interest rates.
  • The annual fee.
  • Whether the rewards are worth any value to you.
  • Card that offers you the highest overall value.
  • Be honest with your financial needs and habits.

 

Loanbazaarbd.com is a well-integrated and a reliable platform for finances services and products. Right from loans to credit cards, the website provides the best options. It gives a detailed insight into the financial service product from top banks and financial institutions, so that you can compare these, and select the ideal one.

  • Compare Credit Cards by Banks: Loanbazaarbd.com helps you know the fees, charges, interest rates, deals, rewards, discounts, and other aspects about best credit cards in Bangladesh. You can compare the offers and select a suitable one for your needs.

  • No Service Fees: The website does not ask for any service fee or charges for serving you. Any charges if applicable on the credit card are by the credit card issuer. Loanbazaarbd.com offers service free-of-charge.

  • Credit Card Online Application: You can avail any type of credit card from Loanbazaarbd.com partnered banks and financial institutions. Simply apply through the website online and get the credit card in a short time. No need to manually visit the bank for any requirement.

  • Instant Processing: Once you apply for the credit card, your application is looked into instantly without delay. So, you can expect a better turnaround at Loanbazaarbd.com, where you can apply for credit cards in no time.

  • Great Customer Service: The customer care service provides a seamless experience, wherein your needs are looked into, and so, the website is able to advice you on the best credit cards in Bangladesh, suited to your financial position, and interest.

 

Suppose, you have a credit card limit of BDT 1 lac and you spent BDT 60k. If you don't repay the full amount within the due date, bank will charge daily interest rate on due amount until you pay back the full amount with due interest amount. Hence, as you pay back BDT 50k, so due amount is BDT 40k. If daily interest rate of your credit card is BDT 0.80/ Thousand. Therefore, you will be charged BDT 32 daily as interest and this interest rate will be added on your principal due amount so next day's interest rate will be charged on BDT 50,032.

 

In Bangladesh, Credit Card holders normally have to pay interest up to BDT 0.58/ Thousand to BDT 0.99/ thousand monthly.

 

The best and the easiest way to get a credit card is to apply for it on a platform like Loanbazaarbd.com You can compare the features, benefits, fees, interest rates etc. and then choose a card that best suits your needs.

 

The minimum amount due is the minimum amount a credit cardholder needs to pay in case he/she is not able to pay the total outstanding. It is typically 5% of the total outstanding amount on the card.

 

The credit limit on your credit card is the maximum balance that you can have on your card at any time. A credit card will be declined if the cardholder tries to continuing spending money after they have already reached their credit limit and a penalty fee will usually be charged for going over the limit.